8 changes you should know for the 2019 tax season

The new year always brings changes. We join fitness classes to change our bodies. We clean our homes of clutter to clear our minds. And we make new resolutions to change our lives. There are some changes we have no control over, however, and…

Set Your Financial Goals for 2019

With the beginning of each new year comes the time we set goals for ourselves. We promise to join a gym – this is the year we’re going to run a half-marathon or learn a new language – this is the year we’re going to work in a foreign…

Stay On Track of Holiday Spending

With only 8 weeks left for holiday gift buying, shoppers everywhere are flooding the stores looking for that perfect gift. If you’re like me, you start each holiday season with the best intentions by making a list that you swear you’re going…
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Pensions - To Commute or Not Commute? That Is The Question.

If you’re lucky enough to have a company pension – something few of us can claim to own – then you may already be aware of the options you have when you decide to leave your employer. Whether you leave your employer at retirement or you…

What To Do When Your Roof Caves In - Saving For Unexpected Expenses

What are life’s unexpected expenses that could leave you in the red? An unusually cold and wet winter could mean leaks in your 20-year-old roof or worse still water in your basement. An extremely hot summer and your central air breaks…

SUMMER’S OVER – TIME TO PUT AWAY THE CREDIT CARD & GET BACK ON TRACK TO SAVING

Ahhh those lazy summer days – where anything is possible. Long walks along the boardwalk, roller coaster rides at the latest amusement park, summer fashions, vacations! The list is endless but your wallet…. well…it’s not so endless.…

How To Improve Your Credit Score In 3 Simple Steps

Boosting your credit score can be as easy as 1,2,3….but only if you start early!  Here are three simple steps you can take right now to get started on a great credit score: Eliminate credit card balances Leave old debt on your credit…

5 Steps To Improving Your Personal Cash Flow

Does this ring true to you? – You have full time employment, pay all your bills on time –  but your savings account doesn’t seem to grow.  EVER.  Not only is it not growing but you don’t have any money in an emergency fund in case…