Last year the Ontario government announced it would be making big changes to OSAP – for the better! – for students starting or returning to school in the fall 2017/2018 academic year. The changes will make it more affordable for students to attend post-secondary institutions. For students with lower incomes the new OSAP will make the average tuition close to free by providing grants (money you keep) upfront. It will also make tuition more affordable for students from moderate to middle income families by providing an increase in grants than in previous years.

For example: If you’re a high school student attending University fall 2017 or winter 2018 and your parents combined income is $150,000, depending on whether you plan to live at home or on campus, you could be eligible for up to $3,000 in OSAP grants (money you keep) and up to $1,000 in OSAP loan (money you pay back). The amounts you could be eligible for will differ depending on a number of criteria. It’s best to calculate what you’re eligible for before applying for OSAP.

For mature students the changes in OSAP are even better. If you left high school before 2013 and you’re planning on attending University fall 2017 or winter 2018 you could potentially be eligible for up to $6,500 in grant money and up to $4,000 in loans. The amount you’re eligible for depends on a number of factors – whether you’ll be living at home or on campus, if you’re attending University or College and if you have any income. The OSAP calculator is a quick tool to help you figure out what your eligibility amount is. Find out what you’ll be getting by visiting the Ontario Student Assistance Program site.

Other requirements for eligibility include:



To be eligible to apply for financial assistance from the Ontario Student Assistance Program (OSAP), you must be a:

• Canadian citizen or Permanent resident or Protected person

If you are studying in Canada using a study permit (if you are an international student), you are not eligible for OSAP.


In order to be considered a resident of Ontario you must meet certain requirements  for OSAP purposes. You may also be eligible if your spouse or parent(s) meet certain residency requirements.

If you do not meet OSAP’s Ontario residency requirements you may still be eligible. You may have to provide a detailed explanation in your History of Canadian Residency form and submit the required documents that support your residency.

If you have lived in another province, you must contact that province’s student assistance program.

The Ontario Student Assistance Program has made it easy and convenient to apply and calculate how much money you or a student you know could be eligible for. The OSAP site is a wealth of information geared at answering all of your questions and making the transition from High School to post-secondary learning easy and affordable.

0 replies

Leave a Reply

Want to join the discussion?
Feel free to contribute!

Leave a Reply