Full Service Financial Planning including:
Retirement and Investment Planning
How much do I need to retire comfortably? Are my investments performing as they should be? Am I taking on too much or not enough risk? A comprehensive analysis of your unique situation and circumstances will help us to determine the answer to these questions and many others.
Insurance and Estate Planning
Do I need insurance and if so how much? Am I spending too much on insurance? What happens to my family and assets if I pass away? Insurance and estate planning is all about the orderly succession of your belongings and taking care of your loved ones in the event of your death. We will help you make sense of this crucial yet often avoided part of your financial life.
Are you paying more taxes than you have to? From income tax to sales tax and everything in between, as Canadians we pay more than our fair share. A solid tax minimizing strategy will ensure you don’t pay one cent more than is necessary.
Often people will confuse tax preparation with tax planning. The two are quite different. A great tax plan is meaningless unless it is accompanied by the perfect tax return. TAXplan, the tax preparation division of WEALTHplan will help you achieve this goal.
Debt and Cash Management
Are you using a line of credit or credit cards to make ends meet? Do you feel like you are on a financial treadmill, constantly making payments but never making any progress? An in depth analysis of your income and spending habits may be necessary to determine a solution. Positive cash flow is the primary driver of your financial progress and a solid plan may be the first step.
The purchase of your home will likely be the biggest expenditure of your life. Take the time to consider all of your options when planning your mortgage and repayment strategy.
Fee for Service Financial Planning
Do you want expert advice but the freedom to choose and manage your own investments and/or financial products? Fee for service planning may be appropriate for you. Whether it is a comprehensive or specific needs plan, you can rest assured that the advice you receive is impartial and unbiased.
Products or services related to investments, investment recommendations, financial planning, retirement planning, and investment reviews are provided through our mutual fund dealer Security Financial Services and Investment Corp.
Insurance and financing product sales are not conducted through Security Financial Services and Investment Corp. nor are they the business of Security Financial Services and Investment Corp. Insurance sales are conducted through QFS, a Managing General Agency. Mortgage and financing product sales are conducted through Manulife Bank.